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Simplara LLC LLC and its subsidiaries, divisions, and affiliates (collectively "we", "us", and "our") recognize the importance of protecting the privacy of the personal information you provide to us. Accordingly, we have developed this Privacy Policy (the "Policy") so that you can make educated and informed decisions about the personal information that you entrust to us by engaging our services on the websites, email exchanges, mobile apps, and other online services on which this Policy is posted or linked (the "Service"), and understand how we collect, use, disclose, and otherwise manage this information.
Your use of the Service is conditioned upon your agreement to this Policy and our Terms & Conditions. Before using our Service, please read this Policy carefully as it contains important information on who we are and how and why we collect, store, and use your personal information. This Policy also explains your rights in relation to your personal information and how to contact us or supervisory authorities in the event you have a complaint.
This Policy is written in the English language. We do not guarantee the accuracy of any translated versions of this Policy. To the extent that any translated versions of this Policy conflict with the English language version, the English language version of this Policy shall control.
The Service is not meant for individuals under the age of eighteen, and the Service may use mechanisms to prevent the registration and use of the Service by such underage individuals. We will never knowingly request or collect personal information from any child. If you are under eighteen years old, please do not provide your information on our Service. Upon notification that a child has provided us with personally identifiable information, we will delete the child's personally identifiable information from our records. If you believe we might have any information from a child, please contact us.
Information you provide to us
We will collect personal information from you directly when you interact with our Service, contact us, use our Service, or subscribe or sign up to receive offers or emails from us. The information you provide can be submitted via an online form, over the phone, or by another means through which you interact with the Service.
We may combine this with data that we already have collected about you. Such collected data could include contact details (such as email address) and automatically collected log information.
Information collected automatically
When you use our Service, we collect certain information about you automatically through our use of cookies and similar technologies, and we may combine this automatically collected log information with other Information that we collect about you.
Some information may be collected using tracking technologies provided by third parties. Information collected by a third party will be subject to that party's privacy policies and Terms & Conditions.
We collect the following categories of personal information: (1) contact information including your name, email address, street address, city, state, phone number, and zip code; (2) demographic information including your household income, date of birth, the number of people in your family, and whether you have any preexisting conditions.
Unless stated otherwise in a separate agreement, We do not collect sensitive personal information such as your social security, driver's license, state identification card, or passport number; your account login, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account; your racial or ethnic origin, religious or philosophical beliefs, or union membership; the contents of your mail, email and text messages, unless we are the intended recipient of the communication; your genetic data; your biometric information for the purpose of uniquely identifying you; and personal information collected and analyzed concerning your sex life or sexual orientation. We ask that you not send nor disclose this sensitive personal information to us.
We collect your contact and demographic information with the goal of finding an affordable health insurance plan that works for you and your family. We only collect and process the minimum amount of personal information from you that is necessary to the purposes of our information processing activities and retain such information only if required to fulfill such purposes. Our information processing activities include conducting our business; delivering products and services to you, including via our Partners; personalizing your experience on our website; marketing; customer communications and support; user verification; quality management services; Service maintenance and improvements; and complying with legal requirements.
Where applicable, if we intend to further process your personal information for a purpose other than that for which the personal information was initially collected, we shall, prior to such processing, provide you with any relevant information on such additional purpose, and, to the extent required by applicable law, obtain your consent for this.
Some features of the Service may now or in the future allow you to provide content, such as written comments or reviews, product images, or interactive responses to content, to be published or displayed on public areas of the Service ("User Content"). Be careful about giving out information in public areas of the Service. The information you share in public areas may be viewed by any user of the Service. We cannot control the actions of other users of the Service with whom you may choose to share your User Content.
If you give Simplara LLC LLC your contact information over this website, and you wish to have your name and contact information removed from our database, please send us an email to info@livewellsave.com to unsubscribe, and we will remove your name and contact information from where possible. We may need to retain this information to some extent in connection with our business dealings with you or other transactions with the Service.
By providing your contact information to and voluntarily opting-in to receive communications from us, you agree to receive communications from us and our affiliates, Network Partners, and their agents (collectively, "Contacts") directly, through the Service, or through third parties such as platform providers, phone companies, and other vendors or service providers who assist us and our Contacts in making phone calls and delivering text messages. You expressly authorize us to share your information as described herein and agree that our Contacts and we may periodically send you newsletters and other emails with offers and promotions and contact your landline or mobile phone via live operators, automated telephone dialing systems, pre-recorded messages, and text messages to provide the Service to you. You understand that you may stop receiving emails, calls, and text messages from us by following the instructions in those messages or by contacting us at info@livewellsave.com. If you do not want further communications from one of our Contacts, please notify that Contact directly.
As with all information collected by us, we reserve the right at all times, and to the extent permitted by law, to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property. When you complete forms online or otherwise provide information in connection with the Program, you agree to provide accurate, complete, and true information. You agree not to use a false or misleading name or a name that you are not authorized to use. If, in our sole discretion, we believe that any such information is untrue, inaccurate, or incomplete, or you have opted into the Program for an ulterior purpose, we may refuse you access to the Program and pursue any appropriate legal remedies.
California Civil Code Section 1798.83 permits users of the Program that are California residents to request certain information regarding our disclosure of the information you provide through the Program to third parties for their direct marketing purposes. To make such a request, please contact us at info@livewellsave.com.
We reserve the right to change or modify this Policy or our Service at any time, and any changes are effective upon being posted unless we advise otherwise. If we make any material changes to this Policy, we will notify you by email or post notice on this website before the change becomes effective. We encourage you to frequently review this website for the latest information on our privacy practices. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used. You are bound by any changes to our Privacy Policy when you use the Service after such changes have been first posted. If you do not accept the terms of our Privacy Policy, we ask that you do not register with us and that you do not use our Service. Please exit our Service immediately if you do not agree to the terms of this Privacy Policy.
The appropriate method(s) for accessing your Information, if any, will depend on which website or services you have used. Please contact us at info@livewellsave.com if you have a specific question or request concerning your information, including how to delete your information. Please note that we may be unable to delete all your information if some or all of such information must be retained by us to demonstrate our compliance with applicable laws.
If you choose to provide us with your personal information, you understand that we are transferring it to our locations and systems in the United States or to the locations and systems of our service providers around the world. We use reasonable security measures to protect the loss, misuse, and alteration of the information under its control. For example, we require employees to comply with information security safeguards, use encryption in the transmission of your Information between your system and ours, and use firewalls and other intrusion detection and prevention controls to help prevent unauthorized persons from gaining access to your Information. Such measures may change from time to time, depending on industry standards and perceived security risks.
However, despite such security measures, we cannot guarantee the security of your information and disclaims liability for loss, misuse, and alteration of your information under its control to the maximum extent permitted under applicable law. By using the Service, you agree to assume any security risk related to personal information. You should report any security violations to us by sending an email to info@livewellsave.com.
The security of your account relies on your protection of your user profile information. You are responsible for maintaining the security of your user profile information, including your password and for all activities that occur under your account. You may not share your password with anyone. We will never ask you to send your password or other sensitive information to us in an email. Any email or other communication purporting to be from one of our websites requesting your password or asking you to provide sensitive account information via email, should be treated as unauthorized and suspicious and should be reported to us immediately by contacting us. If you believe someone else has obtained access to your password, please change it immediately by logging in to your account and report it immediately by contacting us.
Simplara LLC LLC is a U.S.-based business and may process, transfer, and store information about users of the Service on servers located in a number of countries, including the United States. As a result, your personal information may be subject to data protection and other laws that may differ from your country of residence. Your personal information may be disclosed in response to inquiries or requests from government authorities or to respond to judicial process in the countries in which we operate. By using the Service, or by providing us with any information, you consent to the collection, processing, maintenance, and transfer of such information in and to the United States and other applicable territories in which the privacy laws may not be as comprehensive as, or equivalent to, those in the country where you reside or are a citizen.
If you or an authorized agent would like to submit a Consumer Request, you can contact us at info@livewellsave.com or use the following interactive form. If you choose to submit a Consumer Request, you must provide us with enough information to identify you (e.g., your first and last name, email address, and telephone number) and enough specificity on the requested data. We will only use the information we receive to respond to your request. We will not be able to disclose information if we cannot verify that the person making the Consumer Request is the person about whom we collected information, or someone authorized to act on such person's behalf. We will verify your request by comparing the information you provide with the information we have on you and, if your request is submitted by an authorized agent, we will require you to provide signed, written permission for such agent to act on your behalf.
"Personal information" means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. "Personal information" does not include publicly available information.
We may not, and will not, treat you differently because of your Consumer Request activity. As a result of your Consumer Request activity, we may not and will not deny goods or services to you; charge different rates for goods or services; provide a different level quality of goods or services; or suggest any of the preceding will occur. However, we can and may charge you a different rate, or provide a different level of quality, if the difference is reasonably related to the value provided by your personal information.
Personal information or "covered information" means "any one or more of the following items of personally identifiable information about a consumer collected by an operator through an Internet website or online service and maintained by the operator or a data broker in an accessible form: (1) first and last name; (2) a home or other physical address which includes the name of a street and the name of a city or town; (3) an electronic mail address; (4) a mailing address; (5) a social security number; (6) an identifier that allows a specific person to be contacted either physically or online; [or] (7) any other information concerning a person collected from the person through the Internet website or online service of the operator and maintained by the operator or data broker in combination with an identifier in a form that makes the information personally identifiable."
If you or an authorized agent would like to make any of the above requests, you can contact us at info@livewellsave.com. If you choose to submit a request, you must provide us with enough information to identify you (e.g., your first and last name, email address, and telephone number) and enough specificity on the requested data. We will only use the information we receive to respond to your request. We will not be able to disclose information if we cannot verify that the person making the request is the person about whom we collected information, or someone authorized to act on such person's behalf. We will verify your request by comparing the information you provide with the information we have on you and, if your request is submitted by an authorized agent, we will require you to provide signed, written permission for such agent to act on your behalf.
To opt out of the sale and sharing of your personal information for all purposes, you can also follow the instructions found here: "Do Not Sell or Share My Personal Information."
Personal information or "personal data" means "information that is linked or reasonably linkable to an identified or identifiable individual." "Personal data" does not include de-identified or publicly available information.
If you or an authorized agent would like to make any of the above requests, you can contact us at info@livewellsave.com or fill out our interactive form. If you choose to submit a request, you must provide us with enough information to identify you (e.g., your first and last name, email address, and telephone number) and enough specificity on the requested data. We will only use the information we receive to respond to your request. We will not be able to disclose information if we cannot verify that the person making the request is the person about whom we collected information, or someone authorized to act on such person's behalf. We will verify your request by comparing the information you provide with the information we have on you and, if your request is submitted by an authorized agent, we will require you to provide signed, written permission for such agent to act on your behalf.
To opt out of the sale and sharing of your personal information for all purposes, you can also follow the instructions found here: "Do Not Sell or Share My Personal Information."
Personal information or "personal data" means "information that is linked or reasonably linkable to an identified or identifiable individual." "Personal data" does not include de-identified or publicly available information.
If you or an authorized agent would like to make any of the above requests, you can contact us at info@livewellsave.com or fill out our interactive form. If you choose to submit a request, you must provide us with enough information to identify you (e.g., your first and last name, email address, and telephone number) and enough specificity on the requested data. We will only use the information we receive to respond to your request. We will not be able to disclose information if we cannot verify that the person making the request is the person about whom we collected information, or someone authorized to act on such person's behalf. We will verify your request by comparing the information you provide with the information we have on you and, if your request is submitted by an authorized agent, we will require you to provide signed, written permission for such agent to act on your behalf.
To opt out of the sale and sharing of your personal information for all purposes, you can also follow the instructions found here: "Do Not Sell or Share My Personal Information."
Personal information or "personal data" means "any information that is linked or reasonably linkable to an identified or identifiable natural person." "Personal data" does not include de-identified data or publicly available information.
If you or an authorized agent would like to make any of the above requests, you can contact us at info@livewellsave.com or fill out our interactive form. If you choose to submit a request, you must provide us with enough information to identify you (e.g., your first and last name, email address, and telephone number) and enough specificity on the requested data. We will only use the information we receive to respond to your request. We will not be able to disclose information if we cannot verify that the person making the request is the person about whom we collected information, or someone authorized to act on such person's behalf. We will verify your request by comparing the information you provide with the information we have on you and, if your request is submitted by an authorized agent, we will require you to provide signed, written permission for such agent to act on your behalf.
To opt out of the sale and sharing of your personal information for all purposes, you can also follow the instructions found here: "Do Not Sell or Share My Personal Information."
Personal information or "personal data" means "information that is linked or reasonably linkable to an identified individual or an identifiable individual." "Personal data" does not include deidentified data, aggregated data, or publicly available information.
If you or an authorized agent would like to make any of the above requests, you can contact us at info@livewellsave.com or fill out our interactive form. If you choose to submit a request, you must provide us with enough information to identify you (e.g., your first and last name, email address, and telephone number) and enough specificity on the requested data. We will only use the information we receive to respond to your request. We will not be able to disclose information if we cannot verify that the person making the request is the person about whom we collected information, or someone authorized to act on such person's behalf. We will verify your request by comparing the information you provide with the information we have on you and, if your request is submitted by an authorized agent, we will require you to provide signed, written permission for such agent to act on your behalf.
To opt out of the sale and sharing of your personal information for all purposes, you can also follow the instructions found here: "Do Not Sell or Share My Personal Information."
We welcome your questions and comments about privacy. If you have any questions about this Policy, the practices of Simplara LLC LLC, or your dealings with an affiliate, please contact us at info@livewellsave.com.
By agreeing to the terms & conditions outlined below, you are agreeing to a purchase a Select Dental Vision membership. This Membership is effective as of the date stated on your identification card and shall continue monthly until we are notified of your cancellation.
The cost for this membership is $59.97 per month and will automatically be drafted from the credit card or bank account you provided to us each month unless you contact us to discontinue the service at our toll-free number, which is 855-204-8221. The breakdown of the benefits is $30.00 for the Dental, and $29.97 for the Vision & Hearing. The recurring charge will appear on your bank statement as CARE 8552048221.
If you need to change your payment method, please contact the member services number on your identification card. Select Dental Vision may terminate your participation in the plan if you fail to make your membership payment when due. This plan includes you or you and all members of your household (you your spouse and legal dependents). You are not required to list your dependents to participate in the plan. You may add dependents or additional members of your household by calling 855-204-8221.
This plan includes discounts for those items listed in this brochure for dental, vison, and hearing. The minimum discount for any service provided under the plan is 5% and may go to as much as 50%. You can find out more about the savings available at LiveWellCarePlan.com. This plan is NOT a health insurance policy. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This plan provides discounts at certain healthcare providers for medical services. This program and the program administrators have no liability for providing or guaranteeing service or any liabilty for the quality of service rendered. The Discount Medical Plan Organization is: Access One Consumer Health, Inc. 84 Villa Rd Greenville SC 29615; www.accessonedmpo.com. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder’s service area. Internet website address to obtain participating providers is www.accessonedmpo.com.
WellCardRX is not a Medicare Part D Prescription Drug Program. WellCardRX is a free, complimentary program for Select Dental Vision members.
This Select Dental Vision discount card program contains a 30 day cancellation period. FL, LA, MS, ND, OK, RI, SC, SD and TX residents: Member shall receive a full refund of membership fees, excluding one-time application fee, if membership is cancelled within the first 30 days after the effective date. UT, AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. MD Residents: The membership fee and one-time application fee (minus $5.00) will be refunded if cancelled within the first 30 days and upon return of the discount card.
If you have a complaint regarding the plan you may go to www.accessonedmpo.com or call 800-896-1962. You may also write to Access One Consumer Health, Inc. 84 Villa Rd. Greenville, SC 29615. The complaint will be addressed, and you will receive a response within 15 days.
ARKANSAS RESIDENTS: You may cancel your membership in the discount medical plan organization within the first thirty (30) days from receipt of your ID card and receive a full refund of all fees or dues paid.
ILLINOIS RESIDENTS: If you are not satisfied with your resolution of your complaint, you may contact Illinois Department of Insurance.
LOUISIANA: The mode of payment of any processing fee and periodic charge were agreed upon when purchasing the plan. You may contact member services to change your mode of payment. The member services number can be found on your identification card.
MASSACHUSETTS: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00.
MARYLAND RESIDENTS: “Discounts for hospital services, if any, are not applicable in Maryland.”
NEBRASKA RESIDENTS: If you have cancelled at any time after the 30 day period, and you have pre-paid any membership fees, the prepayment will be refunded on a pro-rata basis for months you have not used.
SOUTH CAROLINA RESIDENTS: You may cancel your membership in the discount medical plan organization within the first thirty (30) days from receipt of your ID card and receive full refund on any fees or dues paid, less the one time processing fee.
TENNESSEE RESIDENTS: You may cancel your membership in the discount medical plan organization within the first thirty (30) days from receipt of your ID card and receive a full refund of all fees or dues paid.
TEXAS RESIDENTS: Access One Consumer Health will cease collecting membership fees in a reasonable amount of time, but no later than (30) days after receiving a valid cancellation notice.
If you are not satisfied with your resolution of your complaint, you may contact your State Department of Insurance.
UTAH RESIDENTS: These programs are not covered by the Utah Health Insurance Guarantee Act.
WEST VIRGINIA RESIDENTS: If after receiving our response and you are not satisfied with the resolution you may write of call: West Virginia Insurance Commissioner
This plan is not available in the following states: AK, CT, MT, RI, UT, VT, & WA.
Thank you again for choosing to become a Select Dental Vision member, helping you save money while staying healthy. You will receive your membership kit in the next 7 to 10 days, which includes your ID cards and detailed information regarding your plan. Contact our customer service department prior to utilizing the membership so that we can guide to achieving the most savings possible at 855-205-8221.